Personal injury cases are just one area of tort law that are pursued in civil court. Torts are defined as a “civil wrong” that results in harm to an individual and there are three distinct ways that this can occur.
1. There can be an intentional tort, such as physical violence that results in injury to another person. A simple example might be punching someone in the face, which results in a broken nose.
2. A negligent tort results in physical injury as the result of acting with negligence, or failing to act. For instance, leaving the floor in your place of business wet and failing to warn customers of the danger may lead to one customer falling in the area. If that customer were to become injured as a result, she could sue for damages.
3. Finally, strict liability torts concern injuries that occur as a result of using a defective product. In one example, a new hair dryer model might be prone to wire shorts. If a short caused a home to catch on fire, the manufacturer (and possibly the distributor) of the hair dryer can be held liable for damages.
When you are injured through the fault of another person or organization, that entity’s insurance representative will likely contact you with a settlement offer. This is when it becomes especially important to contact a Portland Oregon personal injury lawyer. Early settlement offers will often be far less than you deserve and won’t be enough to cover the medical expenses and other damages the incident caused you to incur. Your attorney will know how to negotiate with the insurance adjuster to obtain a fair settlement for you.
In some cases, the insurance company will be unwilling to negotiate and that’s when a personal injury lawyer becomes especially beneficial. He will already be familiar with the facts of the case and can proceed with a civil suit to help you recover adequate damages. There are many different types of damages that you’ll be entitled to claim, though you may not have the legal expertise to know to ask for them.
Your personal injury attorney can ensure the money you’re awarded will be sufficient to cover your medical bills, including therapy and prolonged treatment. You may also need to be compensated for missed days of work, a permanent disability, or emotional stress. Working with a lawyer can help ensure you can return to a state comparable to that which you were in, before the accident.